·         If you are involved in a motor vehicle accident you are required to swap your ‘particulars’ with all other parties involved. Such particulars include:

o   your name and address;

o   the name and address of the owner of the vehicle (if different from the driver);

o   the vehicle registration; and

o   any other details particular to the vehicle’s identification.

·         Police will not attend the scene of an accident unless there is serious injury or a fatality involved.

·         By law the driver of a motor vehicle involved in any accident is required to stop, exchange contact and insurance details and provide all reasonable assistance.

·         Compulsory Third Party insurance will provide cover for claims of personal injury made against the driver of the vehicle.

·         Other types of insurance are available to cover claims for property damage.

·         Insurance cover should be checked closely as there will be certain circumstances in which the cover will not be provided because of factors including:

o   the status of your driver’s licence;

o   intoxication; or

o   a failure to provide the insurer with your correct details.

·         You should take photographs of both vehicles in the accident and record the number plates of all vehicles involved.

·         You should also take down the details of any person who has witnessed the accident as well as the details of any people who provided assistance.

·         These details will be important if there is a dispute about who is to blame for the accident.

·         See our topic on Vehicle & Motor Accidents Law for a more detailed discussion of these issues. Our Public Place Claims Overview Guide also contains more information about making claim where insurers are involved.