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Do I have to tell the insurance company about my medical history?

  • Yes. Most travel insurance agreements require you to disclose pre-existing conditions prior to entering into the agreement.
  • In the event that you do not tell the insurance provider about a pre-existing condition or injury they may decline to cover your expenses in the event that your condition is aggravated or requires treatment while you are overseas.
  • If you have any concerns you can use our free and anonymous Ask a Lawyer service to get information specific to your situation.