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How can I prepare for the worst while planning for the best?

This is my first trip overseas. I am really excited but want to make sure that I am being sensible too. I have purchased by tickets and my travel insurance and I have read the PDS. What else should I do before I leave and while I am away to prevent my holiday going wrong?
Asked in Newcastle - Newcastle and Lake Macquarie, NSW, 28-10-2015
1 Lawyer Answered
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  1. Travel Insurance
Lawyer Answers (1): Answers from lawyers are general preliminary responses. They are not formal legal advice and cannot taken account of all your circumstances. They do not create a lawyer–client relationship.

Answer by Michelle Whitehead, Camden 2570 NSW

  • There are things you can do before you leave home to make things easier if something goes wrong and you need to make a claim on your travel insurance.
  • A good place to start is by making a list while you are packing. Write down all the things you are taking with you that you would be upset to lose or have stolen.
    • Include serial numbers and take photographs of expensive items.
    • Collect your receipts and credit card statements showing when and where these items were purchased and how much you paid for them.
    • Obtain a current valuation for specialty items like jewellery.
    • Leave all this information at home with someone who will be able to access it for you if you need to make a claim.
  • While you are away you can help to protect your valuables by:
    • carrying them with you or storing them in the hotel safe;
    • keeping your belongings in sight and within arm’s reach at all times;
    • keep a firm hold on your belongings particularly at times when you are otherwise distracted; and
    • never leave expensive belongings in a public place including:
      • on the beach while you swim;
      • on your chair or table at a restaurant; or
      • with a stranger or a person you have only just met.

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